The “Actual Payment” is what you should adjust to see your payoff information. Note that the minimum monthly payment does not affect the calculations in this template.
There is also a place for you to name the loan, as well as a place to enter your minimum monthly payment. The following values are the most important to fill in the template, as they directly affect the payoff calculations: This loan payoff template will allow you to track and calculate the months/years until payoff for multiple loans, whether you are wanting to track your student loans, your mortgage, or any other fixed rate loan.īelow is a general explanation on how the loan payoff calculator template works, and then after that I will give you specific instructions on how to use the template.
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